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Liability Coverage

Liability Coverage

Posted by on Apr 25, 2014 in Auto | 0 comments

Liability limits cover the other persons in an accident that you cause. It also means to prevent a lawsuit against you for the damages that you cause to other persons. In order words, if you care about protecting your assets, or not having to pay for the damages out of your own pocket, you need to buy enough coverage limits for your car. Liability coverage...

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Uninsured Motorist

Uninsured Motorist

Posted by on Apr 25, 2014 in Auto | 0 comments

Like Medical Payment coverage, this is another very important coverage that directly pays for pain & suffering for you & your family, when you are hit by someone who doesn’t have insurance or does not carry enough coverage.  This coverage also costs very little. If someone hits you that only have 15/30 limits and you have 250/500...

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Medical Payment Coverage

Medical Payment Coverage

Posted by on Apr 25, 2014 in Auto | 0 comments

Medical payment coverage (MP) is the most mistaken & ignored coverage but actually provides the most benefits to the insured & his/her family in many ways not known about. This is very important to have. It pays your doctor bills if you are in an accident even if the accident was your fault. It also pays your doctor bills if you are injured while a...

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Collision Coverage

Collision Coverage

Posted by on Apr 25, 2014 in Auto | 0 comments

This coverage pays to repair your car after an accident (even if the accident was your fault).  The premium is based on the value of your car.  There are no “minimum” or “limits” but premiums differ based on the deductible you choose.  You pay your deductible ($250, $500, $1000, etc.) & your insurance pays the rest to fix your...

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