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Oct19

State-to-State’s Liability Limits

Posted on Oct 19 by

(Hurray to Alaska, Main & Wisconsin, for setting a higher liability limit standard for their residents compared to the rest of the states, in terms of financial responsibility to the public. After all, it comes down to better financial protection for everyone in their states!) •Alaska 50/100/25 •Alabama 25/50/25 •Arkansas 25/50/25 •Arizona… 15/30/10 •California 15/30/5 (I can’t believe CA is one of the most expensive states but only requires these low limits) •Colorado 25/50/15 •Connecticut 20/40/10 •Delaware 15/30/10 •Florida 10/20/10 •Georgia 25/50/25 •Hawaii 20/40/10 •Idaho 20/50/15 •Illinois 20/40/15 •Indiana 25/50/10 •Iowa 20/40/15 •Kansas 25/50/10 •Kentucky 25/50/10 •Louisiana 15/30/25 •Maine 50/100/25 •Maryland 30/60/15 •Massachusetts 20/40/5 •Michigan 20/40/10 •Minnesota 30/60/10 •Mississippi 25/50/25 •Missouri 25/50/10 •Montana 25/50/10 •Nebraska 25/50/25 •New Hampshire 25/50/25 •New Jersey 15/30/5 •New Mexico 25/50/10 •Nevada 15/30/10 •New York 25/50/10 •North Carolina 30/60/25 •North Dakota 25/50/25 •Ohio 12.5/25/7.5 •Oklahoma 25/50/25 •Oregon 25/50/20 •Pennsylvania 15/30/5 •Rhode Island 25/50/25 •South Carolina 25/50/25 •South Dakota 25/50/25 •Tennessee 25/50/15 •Texas 30/60/25 •Utah 25/65/15 •Virginia 25/50/20 •Vermont 25/50/10 •Washington 25/50/10 •Wisconsin 50/100/55 •West Virginia 20/40/10 •Wyoming...

Oct19

What is Life Insurance for?

Posted on Oct 19 by

With our life insurance policies, you can help your family: Keep paying the home mortgage. Maintain their current standard of living. Pay off debts, estate taxes, and final expenses. Create a fund for college education. Create a fund for a family member with special needs. Protect their dreams for the...

Oct19

Driving Safety Tips

Posted on Oct 19 by

Speeding is the contributing factor in 31% of all fatal crashes. The Basic Speed Law simply states:  “DO NOT GO FASTER THAN IT IS SAFE FOR CONDITIONS.” While driving, always keep in mind these three factors: time, speed and distance are closely linked. The force of impact at 60 MPH is FOUR times greater than at 30 MPH. AT 55 MPH EVEN A BOX OF KLEENEX CAN KILL YOU! (by National Highway Traffic Safety...

Oct19

Auto Insurance Discounts

Posted on Oct 19 by

There are many ways to get more discounts on your auto insurance, many of which are listed below: 1. Multi-car discount: you usually can get a discount if you add a second car into the same policy. With State Farm, the discount is up to 20%. The added person can still pay for his/her own car through her own automatic payment plan. 2. Multi-lin…e discount: Generally, if your current insurance company offers both auto & homeowner insurance, they will give a discount for bundling them together. With State Farm, you can get up to 17% discount. If you are renting and have no renter insurance, you should consider buying that renter policy for just around $10.5/mo. (State Farm price) & you can get enough auto discount that it pays for the renter insurance. Now, you have more coverage for the unexpected things at the same auto premium or even lower compared to before! 3. Good driving discount: Insured drivers have no moving violations nor at-fault accidents in the last three years are qualified for up to 10% discount with...

Oct19

Your Home

Posted on Oct 19 by

With love and imagination, you can turn any place into “Home”. for more ideas go to:...